Concerned with increasing frauds and issues in the digital lending space, India’s central bank – Reserve Bank of India (RBI) had released digital lending guidelines sometime late last year covering various aspects. These are targeted for Banks, Non Banking Financial Companies (NBFC), Co-operative banks and other financial institutions.

It focuses on digital aspects around various areas like Technology standards, Privacy policy, Grievance redressal, Loan disbursal, servicing, repayment

Here is a quick overview of the digital lending guidelines, If you seek any guidance on this topic, please do not hesitate to get in touch with me here: